Finance

Usk Way Car Centre is a credit intermediary that arranges finance on behalf of its customers if they have a bad credit history or profile. Whilst Usk Way Car Centre does everything possible to help you buy the car you want, there are some circumstances where we are unable to arrange finance. i.e you are under 18, an undischarged bankrupt, not a UK resident.

We are dedicated to assisting people obtaining the right car at the right price who may have problems accessing credit for a variety of reasons such as a Poor Credit History, Only have a small deposit available, Self employed, Agency workers, have an Individual Voluntary Arrangement (IVA), Arrears, CCJ, Defaults.

If you:

Can provide a small Deposit or part exchange
Are on the electoral roll and/or have proof of your address
Are on Benefits, Employed, Self Employed
Can afford the instalments

We are experts in offering used car finance to customers across the UK. If you have had trouble getting a used car elsewhere then give us a call to see if we can help, we have flexible finance deals to suit all budgets.

Stephen Edwards trading as Usk Way Car Centre, is authorised and regulated by the Financial Conduct Authority (firm reference number is 665304). Stephen Edwards is a credit broker and not a lender.

We can introduce you to a limited number of preferred lenders and/or brokers, also known as credit firms. Each of these may have different interest rates and charges.

We will not charge you a fee for an introduction to a credit firm but will receive a commission from them if you enter into a finance agreement. These commissions may vary between credit firms but they will be pre-agreed and are either a fixed fee or a fixed percentage of the amount you borrow.

If you would like to know more about our commission arrangements, please contact us. USK WAY INDUSTRIAL ESTATE, USK WAY, NEWPORT, GWENT, NP20 2HZ. We are not able to provide financial advice or impartial recommendations related to finance. You must decide whether the finance is right for you.

Finance is subject to status (for example, your income, employment and creditworthiness) and approval. Finance is only available to permanent UK residents aged 18 and over. Terms and conditions apply. Excess mileage and damage charges may apply when vehicle returned.